This Agreement is between you — the licensee — and Unstructured Ventures LLC (the "Company"), a limited liability corporation headquartered and registered in the Commonwealth of Pennsylvania and organized under the laws of the State of Delaware. The Company owns the financial model templates ("Product") and any edits, additions, customizations, or custom models ("Service") delivered under this Agreement.

This Agreement grants a non-exclusive, non-transferable right to use and incorporate the Product and Service in personal and corporate projects for the organization that purchased the Product or Service.

Scope of use

• Use and incorporate the Product or Service in personal and commercial projects for your organization — financial models, business plans, pitch decks, and similar.
• Modify the Product or Service to fit your project.
• If an organization is the licensee, all employees of that organization may use the license.

Limitations

• No redistribution, sublicense, or resale of the Product or Service.
• No distribution, license, or sale of derivative, recompiled, reverse-engineered, or modified versions.
• Use in projects for other organizations requires a separate license for each organization, customer, or project.
• The Product and Service are provided "as is" without warranty of any kind, express or implied.
• The Company owns all right, title, intellectual property, and interest in the Product and Service. The structure, formulas, design, text, graphics, selection, and arrangement are copyright ^© of the Company, all rights reserved.

Not financial or legal advice

The Company is not a financial advisor, planner, broker, or tax advisor. Products and Services are designed to educate and inform entrepreneurs and investors. They include benchmark data and structure to help you create projections, but you will need to modify assumptions and structure to fit your business.

Your situation is unique, and any information obtained through the Product or Service may not be appropriate for you. Before making final decisions or implementing a financial strategy, consult an accountant or other advisor who knows your specific situation. You are responsible for the accuracy of the information in the model and associated materials.

Liability

The Company's liability to you for costs, damages, or losses arising from your use of the Product or Service, including third-party claims against you, is limited to a refund of the license fee paid for the Product and any fees paid for the Service in question. The Company is not liable for consequential damages.

Warranty disclaimer

TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, SUPPLIERS, AND DISTRIBUTORS MAKE NO WARRANTIES, EITHER EXPRESS OR IMPLIED, ABOUT THE PRODUCTS AND SERVICES. THE PRODUCTS AND SERVICES ARE PROVIDED "AS IS." WE DISCLAIM ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. INFORMATION AND OPINIONS RECEIVED VIA THE PRODUCT, SERVICE, OR WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL, OR FINANCIAL DECISIONS. CONSULT AN APPROPRIATE PROFESSIONAL FOR ADVICE TAILORED TO YOUR SITUATION.

Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, SUPPLIERS, OR DISTRIBUTORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES OR ANY LOSS OF USE, DATA, BUSINESS, OR PROFITS, REGARDLESS OF LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN WARNED OF THE POSSIBILITY OF SUCH DAMAGES, AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

Governing law

This Agreement is governed by the laws of the Commonwealth of Pennsylvania and the applicable laws of the United States. Legal proceedings related to this Agreement may only be brought in the courts of Pennsylvania. You agree to service of process at the email address on your original order.

Contact

Notices to Unstructured Ventures LLC may be sent by email to hello@hemrock.com or by post to:

Unstructured Ventures, LLC
6360 Broad St, #5226
Pittsburgh, PA 15206
USA

Updated January 24, 2026